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Data-as-a-Service (DaaS) Platform

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Core Features

Our Data-as-a-Service (DaaS) platform helps businesses offer credit with ease. Whether in finance, telecom, or any other sector, we make it simple for you to provide your customers with the credit they need, when they need it. With our AI-backed credit scoring platform, you can manage credit, assess risk, and offer flexible payment terms—all through a secure, easy-to-integrate API. The best part? You get real-time insights and can customise everything to fit your business and customers. It’s the most intelligent way to offer credit and grow your business—without the headaches

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Digital Lending API

Our platform's API makes it easy for businesses to offer credit directly through their apps or websites. From loan origination to repayment tracking, it's fully integrated, ensuring a smooth experience for you and your customers. Integration is quick and seamless so you can get started without the hassle.

Liquidity Management

Stay on top of your funds with our built-in liquidity management tools. Keep a balanced flow of funds to meet lending needs, and get automated alerts to help you manage your capital effectively. You'll always know where your money is and how to allocate it.

Credit Score & Eligibility Assessment

We generate real-time credit scores and assess eligibility quickly and accurately using advanced algorithms and machine learning. Our platform pulls data from multiple sources—demographic, behavioural, and financial to provide a comprehensive view of your borrowers and their creditworthiness

Configurable Business Rule

Take full control with our customisable business rules. Set lending criteria, eligibility conditions, repayment terms, and risk policies exactly how you need them. Rules can be adjusted at any time to meet customer needs, product changes, or even regulatory requirements, giving you complete flexibility.

CaaS PLATFORM

Benefits

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Accelerated Lending Processes

With automated lending and eligibility checks, approval times are drastically reduced. This means you can scale faster and provide quicker customer responses, improving satisfaction and retention


Enhanced Risk Management

Real-time credit scoring and flexible rules help you make smarter credit decisions. Tailored assessments reduce risk by ensuring each loan is based on accurate, data-driven insights.


Improved Operational Efficiency

Our platform simplifies each step of the lending process, from disbursing funds to tracking repayments. By automating manual tasks, you increase productivity and focus on growth instead of administrative work.

Scalable and Secure API Integration

The platform's API first design makes it easy to plug into existing systems, so you can grow your credit services without technical roadblocks. Whether expanding into new markets or offering new products, scaling is seamless and secure.

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Why Choose Us?

Our Data-as-a-Service platform is built to support businesses across various industries, including digital banks, fintechs, telecom operators, and retail platforms. Whether you're looking to offer quick microloans, manage liquidity efficiently, or create custom credit policies, we provide the tools to help you scale and deliver exceptional credit solutions with confidence and responsibility. Get started in just a few steps with our easy-to-integrate API and begin offering AI-backed credit within days.